Spread upto 50% of your order total interest free for upto 6 months! No credit checks and no lengthy application process. Instant credit for all our customers worldwide!

How does it work?

Girls.co.uk provides instant credit, without credit checks to those that hold a valid debit or credit card.You use this card to make the initial payment of 50% of your order. You can then select at checkout to pay in installments! Interest free! You will then be automatically charged to the same payment method used at checkout, in monthly intervals for the amount due each month. All amounts are shown to you at checkout stage, before you make any payment of course. So you can clearly see your legal obligations under these terms of instant credit.

Is there a maximum or minimum limit?

No! You can spread up to 50% of your order total, there is no maximum or minimum spead.

Does it apply to all products?

Absolutely! There are no restrictions on what you can buy or spend on. Anything in the girls.co.uk webstore is eligable for purchase on instant credit. Be it if you want to spread the cost of your new sexy lingerie to impress your new partner. You decide what you want to buy! At girls.co.uk you can get instant credit on Lingerie, Corsets, hosiery and more - everything is available on interest free credit with no credit checks or lengthy application process.

Please note that our bundle savings are excluded from being offered on fianance. This is because of the costs we incur in providing the finance, its not possible to give futher discounts also. You can still add the bundles to your cart, but the discount amount is removed when you select finance payment option.

How do I select this payment option?

In order to spread the cost of multiple or single products in one purchase. You simply need to add all the products you want to purchase to your cart as normal.

Once you have added all these products, just view your cart and you will see the following button available to you:

Intrest free credit UK shopping
Please just click the button and follow the instructions on the following screens, it really is this easy to obtain interest free credit from Girls.co.uk.
On every product page is a repayment calculator, so you can check the repayments for that product. You will also see the total repayment amounts for multiple products during the checkout process.

Are they any additional costs?

We do not charge any interest on the amount you select for installment payments. All we charge is a one off 10% of the total costs of your products in an admin fee. This covers the costs of us setting up your payment plan, the additional card charges and such like that we will be charged for providing this instant credit shopping to you.

What terms are available?

The minimum payment is 50% of your total order. You can select to pay the remaining 50% of your order balance over 1 to 6 months.

An example of our instant finance

Total value of your order: £100.00

Credit length requested: 6 Months

Admin Fee charged: £10.00

Deposit to be paid at time of placing order on instant finance: £55.00

Remaining balance due: £55.00

6 x Monthly payments of: £9.16 per month

Is it only available for customers/Residents of the UK?

No certainly not! This is available to customers all over the world.

You also do not need to be a resident of the UK to take out this finance from us.


Does this effect your returns or refund policy?

No it doesnt, the returns/refunds policy stands for all products brought on instant credit, with the following exceptions to policy stated elsewhere on our website:

1. We will not accepts any returns for goods stated in our returns policy as returnable, unless they fall under the faulty category! They must be unworn/unused, still in original packaging, with all tags/labels intact! We are very strict on this!

2. Any order refunds will be minus the 10% admin fee stated above & any shipping costs incurred by us. This fee is strictly no refunable in any circumstances. This is due to the costs we incur at the very moment you create the installment plan with us. These fees are not recovarbale by us.

3. All goods remain the property of girls.co.uk until paid for in full.

4. Any defaulting clients will be banned from instant credit in the future and we will report the default to your local credit reference agency or similar. Not paying for your goods on time or in full, may effect your ability to obtain credit in the future, not just with us, but in general.

When applying for instant credit at girls.co.uk you accept these amended terms to our standard policies.